Platinum Now Credit One
The Credit One Platinum Now site allows you to accept your pre-qualified credit card offer online. To proceed with your offer please have the card acceptance number and the Approval Code from the offer you received in the mail. You will not be able to proceed without this information. If you have not received an offer by mail you can still apply by providing a few bits of information about yourself. Most times you will receive a decision within minutes. Upon receipt of your card you will have 14 days to activate it.
A few items to note about a Credit One Card:
- carries a $75 annual fee for the first year
- provides an APR between 17% to %24 that will depend on the Prime Rate Market
- reports back to all the major credit bureaus
Creidt One Bank NA
This issuer of credit cards to people with bad or little credit history. is based out of Las Vegas NV and was founded in 1984. Credit One has a clientage of over 2 million cardholders across the United States and have very few major rivals in this sub prime credit card market. They issue both VISA and MasterCard credit card products to people who are looking to rebuild credit and are not being accepted (overlooked as they call it) by the major companies. All cards issued by Credit One follow the Annual Percentage Rate based on the U.S. Prime Rate appearing in the “Money Rates” section of any edition of popular newspaper The Wall Street Journal. These rates are published on the 25th day of each month. Most people should avoid sub prime credit cards if possible due to high annual fees and high APR.
- Credit One Bank P.O. Box 98873 Las Vegas, NV 89193-8873
- Phone: 1 (866) 803-1745 (Consumer), 1 (888) 729-6274 (Consumer), 1 (800) 797-4299 (Consumer)